Offshore Investments - diversification across countries, industries and companies, as well as asset classes and currencies, is the primary benefit of investing offshore. It reduces the risk of a portfolio for the same expected rate of return, resulting in a more “optimal” portfolio by spreading risk across many different investments. At the same time, offshore equities help reduce the risk inherent in the local equity market. This will assist you to continue to live in the sun, whilst investing in the shade.

Dollar based life policy - Have you ever considered a life policy that will pay you out in Dollars? There are plenty of options when considering local life insurance plans, many of which provide comprehensive cover that offers you exactly what you're after: financial security and peace of mind. These days, options also enable clients to link their policies to foreign currency exchange rates.

Main benefits are:

1. Global risk protection that offers comprehensive life cover that pays out in US dollars,

2. Exchange rate certainty through the ability to fix the rand-dollar exchange rate for a period of time, and

3. Additional benefits that offer more than just life cover, including severe illness cover and global disability protection.