1. Cyber Liability

• The insurer will cover you in respect of claims up to the amount as stated in your schedule for any loss or losses arising out of cyber liability including:
• Litigation benefit: Legal expense cover up to the amount stated in your schedule to defend and / or institute legal action resulting from cyber liability.
• Mediation benefit: Third party negotiation to resolve legal disputes resulting from cyber liability.
• Legal advice benefit: Telephonic legal advice on matters relating to cyber liability.

2. Cyber Bullying

• The insurer will cover you for the removal and suppression of harmful content arising out of cyber bullying, including:
• Legal Mediation benefit: Third party negotiation to resolve legal disputes resulting from cyber bullying to stop further cyber harassment.
• Legal assistance and advice benefit: Telephonic legal advice on matters relating to cyber bullying.

3. Cyber Theft Benefit

• The insurer will cover you up to the amount stated in your schedule for any monetary loss that you suffer as a result of Cyber Theft.

Each Insurer will have its own set of exclusions that will limit certain cover.